Showing posts with label Hobson West Naperville Homes For Sale. Show all posts
Showing posts with label Hobson West Naperville Homes For Sale. Show all posts

Friday, April 10, 2015

A Private Gym In Naperville For Overweight Women And Men

A Private Gym In Naperville For Overweight Women And Men

There is a gym in Naperville where membership is reserved for people who are at least 50 pounds overweight and are shy about attending a regular gym. It is private, specialized, customized and fun.
Naperville Gym
Downsize Fitness specifically meets the needs of people who really need customized fitness plans as well as a feeling of comfort to help them meet their weight loss goals in a healthy way – both, mentally and physically.
“Our trainers are focused on being supportive coaches instead of demanding drill sergeants, and workouts that can be tailored to any level of endurance, flexibility, and strength,” said Downsize Fitness Naperville’s General Manager, Jillian McAfee.
Kishan Shah, CEO of Downsize Fitness, says the gym is filling the need to empower more obese and overweight Naperville women and men to go to the gym and lose weight, and the company is hoping to open many more similar fitness centers focused on weight loss across the United States in the next few years.
Downsize Fitness put up a location in Naperville because most of their clients in their Chicago gym live in the suburbs and since Downsize Fitness’ founder, Francis Wisniewski was a Naperville resident for about 10 years, it was ideal.
“We design our exercise classes so everyone can do them,” says McAfee. “We make it fun because otherwise people wouldn’t come back.”
“There’s this magic of giving the member a fantastic workout that helps them lose fat and build muscle, but also provides a level of safety and comfort where you’re not going to get hurt,” said Shah, who had lost 200 pounds himself over seven years through diet and exercise. “The secret is the support community and empowerment we give our members. We understand it’s a difficult journey. Seventy-five percent of our staff have weight loss transformations themselves.”
The weight loss-focused strength and conditioning routines offered at Downsize Fitness cannot be found anywhere else. Classes offer functional training with exercise balls, free weights, resistance bands, and kettlebells.
The most popular classes among Naperville women in the Downsize Fitness gym are circuit training and cardio dance.
Downsize keeps class sizes small so trainers can closely monitor each client and give advice on proper techniques to ensure safety and optimal calorie burn.
Clients worked out through classes with alternating smiles and giggles, comfortably chatting about movies and other things in between sets of exercises.
Downsize Fitness’ Naperville gym client base is comprised of mostly women so far, but three men have also joined.
Privacy is not an issue at Downsize Fitness because the storefront has frosted windows and only a small sign to let Downsize Fitness clients know they arrived at the right place.
Many Naperville women who regularly go to Downsize Fitness have lost 10 to 20 lbs in 4 to 6 weeks of classes.
The hours Naperville women spend in the gym is guaranteed to help improve their health, whether they are dancing to cardio routines, doing modified jumping jacks, or laughing with their peers.
Downsize Fitness, launched two years ago in Chicago, calls itself  “the world’s first overweight-only gym.”
“But if and when clients succeed at their weight-loss goals, they’re welcome to remain members. We actually hope they stay on and act as mentors,” McAfee said. “It’s extremely motivating for new clients to see what they've accomplished.”
If you want to get more of the latest updates in Naperville women’s health and lifestyle, visit www.NapervilleHomesandLifestyle.com.

Are you ready to buy or sell a home in Naperville? Call me, Teresa Ryan at 630-276-7575. As a Naperville luxury real estate expert and Broker/Owner of Ryan Hill Realty – www.RyanHillRealty.com, I have the experience and tools to help you sell your Naperville Luxury home.

Wednesday, April 8, 2015

How Fannie Mae Could Boost the Value of Naperville Homes for Sale in 2015

How Fannie Mae Could Boost the Value of Naperville Homes for Sale in 2015

The real estate market could get an early kick start in 2015, thanks to Fannie Mae’s new guidelines on getting a mortgage.


Is it difficult to get a mortgage?
If you want to buy a home for sale in Naperville and have a good credit score, low debt, a well-paying job and are able to afford the 20% down payment, then it’s not really hard to get a mortgage. However, for hopeful borrowers without these credentials, it’s a bit more difficult, unless they want to pay for an expensive FHA loan.

In the past couple of years, the average credit score of an approved borrower for conventional loans was 754, which was already a drop from its peak of 764 in 2012 (but still considered a good credit score). This is not the case for most borrowers who went through a financial crisis when the economy crashed a few years ago.

The average credit score of a rejected mortgage applicant was 723, also considered a fairly good credit score. So why were the “fairly good” borrowers getting rejected?
Lenders were careful and set strict lending policies to lessen delinquencies, especially after the impact of the financial crisis.  Lending guidelines were also unclear as the market recovered, which did not help.  
However, with Fannie Mae and Freddie Mac’s new guidelines in place, banks and other lenders now know exactly when they should approve and reject a loan.

Less strict guidelines for getting a mortgage
According to Fannie Mae and Freddie Mac’s new guidelines, the new credit score minimum is 620 and a minimum down payment of 3% to 5% is acceptable.
However, there are a few drawbacks to this situation. Where borrowers have lower credit scores and lower down payments, buyers can expect an increase in home prices.
Buyers with a lower credit score and a low down payment of 3% can expect higher mortgage interest rates and higher mortgage insurance premiums.

What is the impact on values of Naperville homes for sale?
Lower credit scores and lower down payments which make mortgage loans easily available to homebuyers could have a pretty big impact on the Naperville housing market.
According to the Urban Institute, we could see an additional 1.2 million mortgage loans per year if mortgage availability stays at this level.
The new mortgage guidelines in place could increase homebuying to more than 20% in 2015.
This is good news for homeowners looking to sell their Naperville Il homes, as a 20% increase in potential buyers could mean an increase in market activity, more bids for homes, thereby pushing up home prices and faster sales.

How this benefits home buyers
Homebuyers who wanted to buy a Naperville Subdivision home for sale in the past but had trouble with the mortgage guidelines, can now get easier access to mortgage loans since lenders have clearer guidelines on what qualifies a borrower for a loan.
This clarity in mortgage guidelines is also a step forward in the recovery of the housing market by returning it to normal levels of accessibility for homebuyers and making it beneficial for both buyers and sellers of Naperville homes.

Check out www.RyanHillRealty.com for tips on selling homes in Naperville.


If you are ready to sell your Naperville Homes For Sale call me, Teresa Ryan at 630-276-7575.  As a Naperville luxury real estate expert and Managing Broker/Owner of Ryan Hill Realty, I have the experience and tools to help you sell your Naperville Luxury home.

Tuesday, March 24, 2015

Is Concierge Health Care the Next Big Thing In Naperville Women's Health?

Is Concierge Health Care the Next Big Thing In Naperville Women’s Health?

Concierge health care has become a preference for many middle-income households in the United States.  With several doctors in Naperville now offering what some refer to as ‘wealth care’,  we thought we’d explore what this ‘physician membership’ offers.
According to Wikipedia — Concierge medicine (also known as retainer medicine) is a relationship between a patient and a primary care physician in which the patient pays an annual fee or retainer. This may or may not be in addition to other charges. In exchange for the retainer, doctors provide enhanced care, including principally a commitment to limit patient loads to ensure adequate time and availability for each patient.
Concierge Health Care - The Next Big Thing
Concierge Health Care Services
What you get depends on what the practice offers.  At some, all visits are included.  At others, it might just cover an annual customized health exam, immediate visits, after-hours access and having the physician on-call.
Read through your plan and ask questions so you have all the facts before you join.
Keep in mind that these costs are in addition to your traditional health care plan, which will cover specialized care, MRIs and other services.
The Costs
Typically, the extra charge is anywhere between $1,000 to $2,000 a year; and this is outside the traditional insurance system.  The cost could be higher, depending on age.
Concierge doctors can spend more time with each patient to get to know them on a deeper level, they accept fewer patients — no more than 600 on average, compared to 2,500 or more for a typical doctor. Other concierge doctors charge a flat fee of $50 per month for consultations.
Instead of spending 10 minutes per patient, they spend at least a half hour and do comprehensive tests on the patient and even give them questionnaires, asking patients detailed histories like sleep patterns and sexual health.
Concierge doctors are also called private physicians or direct pay practices.
There are some practices that charge up to 5 figures in exchange for handling all aspects of the patient’s health care (from negotiating hospital bills to being with the patient in the operating room). Overall, concierge patients come from the upper middle class, with typical gross household incomes of  $125,000 to $250,000 a year, according to Michael Tetreault, editor in chief of Concierge Medicine Today, a magazine that covers the industry. Concierge patients are usually from the Baby Boomer generation, generally in their 50s to 80s, according to concierge doctors.
The Details and Benefits
For many, having the peace of mind knowing that they can contact their physician any time during an emergency and that someone is always there to take care of them is worth the extra thousand dollars they pay every year. Concierge doctors can call the emergency room in advance, thereby speeding up the process of having to go through the waiting room during emergencies.
Some patients are so impressed by the service that they are even willing to forego expensive vacations or cut back on entertainment expenses just to pay for the concierge doctor’s annual fee.
Many concierge doctors also offer testing that traditional insurance doesn’t usually cover. Some of these doctors order blood tests to check for inflammation associated with heart disease. Others run body composition profiles to measure fat levels and muscle mass.
According to concierge doctors, they actually save patients money in the long run by reducing their need to go to specialists and hospitals.
In Naperville, there are a number of physicians who are practicing concierge doctors. Concierge doctors are often excellent medical practitioners and some patients believe that $150 per month is a good deal for stress-free and immediate access to personalized medical care.
In conclusion, based on the research and patient reviews, a Concierge practice/doctor is a preferred option for people who can afford it. There is a negative aspect to this however, by limiting the number of patients they accept, these excellent doctors are not available to people who can’t afford the additional annual fee.
If you want to know more about Naperville women’s health and lifestyle, visit

Are you ready to buy or sell a home in Naperville? Call me,  Teresa Ryan at 630-276-7575.  As a Naperville luxury real estate expert and Managing Broker/Owner of Ryan Hill Realty – www.RyanHillRealty.com, I have the experience and tools to help you sell your Naperville Luxury home.

Saturday, March 14, 2015

Housing Prices Set To Rise in 2015 Based On These Indicators

Chicagoland Housing Prices Set to Rise in 2015


Chicagloand housing prices are set to rise by 4.4% in 2105, according to Case-Schiller, CoreLogic. Great news as this could mean an increase in home value for Naperville luxury home sellers.

As real estate markets throughout the United States are on the path to a positive outlook and recovery after the housing recession, experts agree that buyers are ready to invest in the American Dream once again.

CaseSchiller_CoreLogic

Here are some reasons why the experts are optimistic this year:

Fannie Mae and Freddie Mac Have Changed Their Lending Guidelines
Fannie Mae and Freddie Mac revised their lending guidelines in December 2014 to help homebuyers buy a home. The revisions include lower credit thresholds and mortgage rates, and quicker turnaround times. This move will increase demand, thereby increasing home prices in Chicagoland.

Companies Are Hiring Again
Companies are hiring again, which is always a good sign for an improving economy. With new jobs available in the Naperville and Chicago areas, the stability will help potential homebuyers invest in a home.

Rents Are High – Rent vs. Buy
Rent prices skyrocketed. When many homeowners lost their homes, they had to rent one. This increase in demand pushed rental rates up to a higher bracket. Renters are interested in owning their own homes and increasing their equity.

Millennials and New Home Buyers Have More Options For Home Ownership
Millennials, 25 to 29-year olds, are entering the homebuying market due to the availability of better jobs. During the recession, they were just entering the job market at low-level pay. Many chose to move in with their parents or live in a multi-family home. With the improvement of job availability and new mortgage options, they are ready to move out of their ‘parents’ basement’ and buy their own homes.

2015 home prices set to rise in chicago

More Naperville Homes For Sale and Chicagoland Homes For Sale
Naperville and Chicagoland homeowners wanting to sell their homes, held back until the market improved and home values rose. With the potential demand, values of homes could increase, causing more homeowners to put their homes on the market.

Home Builders Prepared For Higher Demand
Builders long ago realized that when the housing market improved, especially with the millennial generation coming into their own, the demand for more homes would be inevitable. The new home building market is strong and ready for homebuyers to choose their custom features.

The Federal Housing Commission (FHA) Will Cut Fees On Mortgages
President Obama outlined his plan to make homeownership more affordable and sustainable in January 2015. The plan will help credit-worthy homebuyers will by reducing their annual mortgage insurance premiums by 0.5 percentage point from 1.35 percent to 0.85 percent.

According to the White House’s website, for the typical first-time homebuyer, this reduction will translate into a $900 reduction in their annual mortgage payment.

All these factors project a healthy improvement for both homebuyers and home sellers in the Naperville and Chicago real estate market.  
 
If you have any questions about buying a Naperville home for sale or are interested in selling your Chicago area home, please do not hesitate to contact me, Teresa Ryan at 630-275-7575. You can search for homes throughout Chicagoland at www.RyanHillRealty.com.

Thursday, April 24, 2014

Discover Your Dream Neighborhood in Hobson West Naperville

Discover Your Dream Neighborhood in Hobson West Naperville


What do most people look for in a neighborhood? A survey conducted by Urban Land Institute in 2013 sheds light on this question.

Get your dream home in Hobson West Naperville IL

The majority of respondents considered safety, quality of public schools, and the space between neighbors as the top 3 most important characteristics they look for in a good neighborhood. It is also notable that most of them are looking for a proper balance between maintaining privacy and cultivating a sense of community.

It’s no wonder that many prospective homebuyers are choosing Hobson West Homes for sale in Naperville. The Hobson West community fits in with the popular top 3 preferences of a dream neighborhood.

Just south of downtown Naperville and less than an hour’s drive away from Chicago, Hobson West has been home to many long-term residents. This popular neighborhood consists of stylish homes on nice-sized lots, tree-lined curving streets, and cul-de-sacs. It is close to top-notch schools which makes it attractive for those who have school-age kids.  Naperville’s school districts are renowned and have won awards.  There are even select schools of great repute for children with special needs.

With its proximity to downtown Naperville and the metro, Hobson West residents have easy access to shopping and entertainment while enjoying the serenity of small-town living.

Hobson West is near several parks and a large forest preserve perfect for jogging, bike riding, and running dogs. Hobson West Ponds, a picturesque park with a truly breathtaking landscape, can also be found nearby. The community also has a swim and tennis club with year-long social events and activities you can join. You’ll never run out of exciting things to do here!

If you’re looking for a safe, quiet and private neighborhood, Hobson West Naperville homes for sale might be the right choice for you. Take the first step in owning your dream home!

For your Naperville and surrounding West Suburban real estate needs, choose the best real estate broker Teresa Ryan and call 630-276-7575. Teresa Ryan is the owner/broker of Ryan Hill Realty and a Hobson West homeowner.  - www.RyanHillRealty.com.



Teresa Ryan
Broker/Owner, CDPE
Ryan Hill Realty
1001 E. Chicago Ave., Ste. 103
630-276-7575

Friday, March 14, 2014

Why Choose Hobson West Homes for Sale in Naperville

Why Choose Hobson West Homes for Sale in Naperville
What do most Americans look for in a community? A recent survey conducted by Urban Land Institute (ULI) shed some light on this question. The poll results showed that “neighborhood safety, quality of public schools, and the space between neighbors” topped the list of important characteristics Americans look for in a community. It is also notable that most people feel the need to find proper balance between maintaining privacy and at the same time cultivating a sense of community.  No wonder many prospective home buyers, especially those with school-aged children, absolutely adore Hobson West Homes for sale in Naperville. This community fits what the idea of a dream community is to a ‘T’.
Hobson West has been a home to many families for many years. This popular Naperville community has the right mix of great schools, entertainment, and recreation; yet it is still private enough for residents to feel safe and secure.
Hobson West homes for sale in Naperville allows you to have your dream home in a dream community!
 One benefit of living in the Hobson West Subdivision is that there are many great schools in the area. The subdivision is  near several parks -- perfect for early morning jogging, bike riding, running dogs or just letting the kids run and explore. Hobson West Ponds can also be found nearby. It features a small boardwalk with benches where one can sit, take in nature, or simply relax.
The community also has a swim and tennis club with year–long social events and activities that help foster a deep sense of community for its members.
With its proximity to downtown Naperville, you and your family have easy access to stores and boutiques. There are also a wide range of restaurants and coffee shops to choose from. Naperville is known for holding annual special events like the Rib Fest and recently, it inaugurated its very own versions of ‘Restaurant Week’ and ‘Winter Ale Festival’.  
Hobson West epitomizes what most Americans are looking for in a  community - it is safe, close to great schools and privacy here is highly valued.
If you are planning to buy one of the beautiful  Hobson West Naperville homes for sale, call Teresa Ryan at 630-276-7575. Teresa Ryan is the owner/broker of Ryan Hill Realty.

Teresa Ryan
Broker/Owner, CDPE
Ryan Hill Realty
1001 E. Chicago Ave., Ste. 103
630-276-7575
TRyan@RyanHillRealty.com
http://www.ryanhillrealty.com/